• Jade Bowdler - Solicitor

Total and Permanent Disablement Insurance Claims


Illness or injury is often unexpected and can leave someone unable to work. This can have devastating consequences for people and their families, especially for those who do not have insurance entitlements such as workers compensation or income protection. However, often people in these situations are entitled to make a claim for total and permanent disablement if their superannuation fund has taken out a group policy of insurance for their members. It may be the case that someone is unaware they are entitled to make a claim. However, it is well worth investigating, as if a claim is successful, it could make a significant difference in a time of financial hardship.

For a claim to be successful, a person must meet the definition of total and permanent disablement contained in the insurance company’s poli